Jos. Camilleri Optician

38/39 Old Bakery Street, Valletta VLT 1454 - Malta EU
tel: +356 21225647  mob: +356 99421164  web: 


Print Policies including Terms & Conditions of this transaction.

Terms & Conditions for Online
Payment for Services and/or Goods already Delivered
(version 13.05.06)

1. Contents                   click on these links to jump to different topics

2. Overview
3. Definitions
4. Payer's Obligations
5. Payment method and security
6. Privacy Policy
7. Updating Policy

2. Overview

These terms and conditions cover the use of and payments made on, for services and/or goods already delivered .

These Terms and conditions are subject to the laws and exclusive jurisdiction of the Island of Malta.

Back to Contents List

3. Definitions

In these terms and Conditions, the following words and phrases shall have the following meanings:

'JCO' means the firm Jos. Camilleri Optician.

'the Buyer' means the person who is purchasing the goods and/or services from JCO.

Back to Contents List

4. Payer's Obligations

To participate in the JCO payment for services already rendered, you the payer must:

a. understand and agree to your obligations as a customer;

b. be 18 years of age or over and legally capable of entering into binding contracts;

c. have a valid credit or debit card in your name;

Back to Contents List

4. Payment method and security

Since this method is being used to pay for services already rendered, we assume that the goods and/or services have been accepted in the condition that they were delivered.

In the case that a defect is noted after payment is made, you should not worry, we will resolve to the best of our ability.

Your card details are received and processed directly by our payment gateway (PSP), the APCO Gateway; your card details are transmitted from you to the payment gateway (PSP) encrypted over high-strength SSL for maximum protection and confidentially. JCO does not at any point handle the card information.

For additional security, your three digit security code found at the back of your card is never stored by the payment gateway (CVV/CVC2). Without this number, additional transactions attempted on your card, without your authorization, would be rejected.

The payment gateway (PSP) is licensed and authorized by Visa, MasterCard and other card associations to act as a payment gateway and is fully audited and compliant with the Payment Card Industry Security Standards.

You undertake and agree to provide correct details to JCO for the purpose of ordering or purchasing goods from this website.

You also undertake that the credit or debit card you are using is your own and that there are sufficient funds to cover the cost of the goods or services ordered.

Back to Contents List

6. Privacy Policy

JCO believes the responsible use of personal information is an important element in ongoing evolution of the Internet.

We understand the trust that you place in us when you submit information to us, and we are determined to respect your privacy.

Most of the time browsers can visit JCO without the need to reveal any personal information at all.

However, there are times when personal information will be necessary.

For instance - when you purchase a product from JCO or Register for a JCO account or apply for clinic appointments, we will need additional personal information (name, addresses, email addresses, phone numbers etc), inorder to contact you or send you back information or goods as requested.

JCO does use "cookies" on some pages.
"Cookies" are small files that are saved to your hard disk and helps us remember who you are as you pass through our site.

We use cookies to make all of your visits simpler and easier, offering the information that you are likely to need more seamlessly. Internet browsers can be set to a number of security options in regards to cookies - notifying you when you receive a cookie or automatically declining all cookies.

However, if your system will not accept cookies you may be denied access to certain information and some pages might not display properly.

Back to Contents List

7. Updating Policy

JCO may amend these Terms from time to time, and place the new version on the Site.

For buyers registering on the Site for the first time, all purchases from the date that the amended terms are placed on our website onwards will be governed by those new terms.

Otherwise, such changes will be effective against existing users thirty days following posting of the amended version on the Site.

Your continued use of the Site following JCO posting of any changes will constitute your acceptance of such changes.

If you do not agree to any changes to these Terms, then your only remedy is to cease using the Site.

These Terms supersede any and all other conditions, understandings, commitments, agreements or representations (except fraudulent misrepresentations) relating to your purchase, whether oral or in writing, and contain the entire agreement between JCO and the buyer relating to the purchase.

JCO advises that you print off and keep safe a copy of these terms and conditions once your order has been accepted by JCO. You are advised to read (and are responsible for reading) fully all information on this website.

If any provision of these Terms shall be held by any competent authority to be invalid or unenforceable in whole or in part, the validity of the remaining parts of these Terms and the remainder of the affected provision shall be unaffected.

Back to Contents List

Online Payments

Please Read Terms and Conditions.

You can also print these Terms and Conditions for easier reading.

If you accept, then tick your choice so as to proceed with your on line payment.